Located on 5430 Settingdown Road in Cumming, this 4-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. With 4,159 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. The kitchen was planned for both everyday meals and special occasions, with plenty of room to cook, serve, and connect. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. Step outside to approximately 1.702 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available for multiple vehicles, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Cumming offers a more independent feel with no mandatory HOA. On the market for about 10 days, this home offers an excellent opportunity in Cumming. At $899,000, this home is well positioned for buyers seeking value in Cumming.